The attorney at law, mediator Krzysztof Malinowski leading the Law Office represents clients in judicial proceedings, as well as mediation proceedings, concerning the Swiss-franc loans. Participation in the proceedings the professional attorney at law decides how fast the case may be finished favourable for the client.

Within the framework of the pursued activity we offer you the analysis of the loans agreements,  the investigation of the unduly paid loan instalments or obtaining a judgment  annulling the whole loan agreements of the following banks:

PKO BP (formerly: PKO BP, Nordea Bank), MBank (formerly: BRE Bank, Multibank), Millennium (formerly: Millenium, Euro Bank), Santander Bank Polska (formerly: Kredyt Bank, BZ WBK), Getin (formerly: Getin Noble, Noble Bank), Raiffeisen Bank, Santander Consumer Bank (SCB, PTF Bank), ING Bank Śląski, BGŻ BNP Paribas, Bank BPH – GE Money.

We deal with the recovery of the claims unduly charged by the banks, comprehensively providing the cases to reimburse the costs wrongly charged in relation to concluding the mortgage loan agreements, including invalidity of the loan agreement, reimbursement of the unduly paid loan instalments.

At the same time we help our clients reimburse unduly charged fees by the insurance companies in relation to concluding the loan agreements due to high LTV insurance, as well as unduly charged premiums in relation to the so-called “policy-investments”.

If you have, or had, the Swiss-franc loan agreement, it is highly likely that you may apply for reimbursement of the unduly paid loan instalments, and additionally unduly charged fees based on the so-called “policy-investments”, as well as the “exit fees” (often during concluding the Swiss-franc loan agreement commissioners offered clients the so-called “policy-investments”).

Answers for the most frequently asked questions:

Yes, it is possible to receive the preliminary assessment in each case. For this, please contact us under the number +48/32/738-00-30, alternatively please complete our contact form in the “Contact and Privacy” tab.

The attorneys at law’s professional secrecy guarantees the highest level preservation of privacy information provided by the clients. Moreover, security of the information guarantees implementation in the law office relevant organisational and techniques measures under Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).

Personal data rights of the clients are indicated in the information clause in the “Contact and Privacy” tab.


  • an agreement
  • annexes to the agreement (if they have been entered into)
  • regulations
  • a repayment schedule

* if you do not have all documents, it is possible to apply for copies of documents to the bank